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Terms & Conditions

General
By accessing this Website, social media page or content item produced by Kristin Jacobsen ABN 86 179 514 695 (“Freddyjaco”) you are agreeing to the following terms and conditions:

Capacity
The information, commentary, statement or expression of opinion provided on this website, social media page or content item is being provided in the capacity of Freddyjaco as a life coach, not in his capacity as a licensed financial adviser and does not take into consideration your personal financial situation. It is for educational and information purposes only and does not constitute general or personal financial advice unless EXPLICITLY stated otherwise.
Before acting on any information, commentary, statement or expression of opinion, you should seeking professional advice, counselling or therapy from a licensed healthcare, medical, legal or financial professional.
If you feel you need professional advice, counselling or therapy, it is your responsibility to seek the help of a licensed healthcare, medical, legal or financial professional or officially engage Freddyjaco in a capacity as a licensed financial adviser.
Where business partners or referral partners are detailed on the Website, social media page or content item Any information, commentary, statement or expression of opinion provided on this website, social media page or content item is provided by Freddyjaco in his PERSONAL CAPACITY and independent of Nextgen Financial Services Pty Ltd as trustee for Nextgen Financial Services Trust (ACN 613 353 610) trading as Connected Wealth and it’s licensee.
Neither Connected Wealth, nor it’s licensee take any responsibility for the accuracy or any actions you take based on the information, commentary, statement or expression of opinion provided.
Any links on this website, social media page or content item have been provided with permission for information purposes only and will take you to external Website, social media page or content items, which may contain general financial advice.
Privacy
Freddyjaco collects personal information to conduct special offers, provide you with the Services and promote its services and those of its sponsors and business partners. Freddyjaco may, for an indefinite period unless otherwise advised, use the information for future marketing, promotional, publicity, research and profiling purposes. If you do not consent to the use of your information for these purposes or you wish to access, update or correct personal information please advise us in writing.
Cookies and links
This website uses cookies. If you do not have cookies enabled in your web browser some functions of the site may not work as intended. Our websites and emails may contain links to some websites that are not owned or operated by Freddyjaco. We accept no liability for the availability or content on these sites.
Warning acknowledgement
You acknowledge that Freddyjaco has given you sufficient warning that any information, commentary, statement or expression of opinion provided on this Website, social media page or content item is being provided in the capacity of Freddyjaco as a life coach, not in his capacity as a licensed financial adviser and does not take into consideration your personal financial situation.
You also acknowledge that Freddyjaco has not considered whether the advice is suitable for your unique needs and circumstances and you need to consider your personal objectives, financial situation and future requirements.
The information, commentary, statement or expression of opinion provided may indicate Freddyjaco’s present views, however, Freddyjaco’s views may change from time to time.
Freddyjaco, his employees and associates may hold one or more investments or financial products referred to in the information, commentary, statement or expression of opinion provided on this Website, social media page or content item. Disclosing these personal holdings does not constitute general advice recommendations.
Limitation of liability
 You acknowledge that Freddyjaco will not be liable to you or your associates agents for any liability, claim, direct or indirect loss or lost opportunity or any other detriment suffered because of or in connection with your use, or reliance upon:
information, commentary, statement or expression of opinion provided on this Website, social media page or content item.
your use, or reliance upon, the information in any external website, including a website which is referred to by a hyperlink from the Service;
you making an investment or dealing in a financial product;
the failure or poor performance of any investment or financial product;
the failure of any investment or financial product to meet your expectations;
any failure to meet any projections, or statements of future events, made in relation to any investment or financial product;
any misrepresentations whether by statement or omission by third-parties or any other defects in relation to any investments or financial products;
any failure of Freddyjaco’s systems, including information technology and business systems;
any information, commentary, statement or expression of opinion made by Freddyjaco which you relied upon; and any services provided by, or representations or statements or opinions by a third-party, whether the third-party was recommended by Freddyjaco.
Use of Social Media groups, pages and website forums
These terms and conditions also apply to the use of any forums and social media run by Freddyjaco. You acknowledge and agree that:
Freddyjaco does not endorse the accuracy or authenticity of any posts made by other people on any forums or social media;
posts are not made by Freddyjaco unless noted;
Freddyjaco moderates the Forums and in its sole discretion may require posts to be approved before publication, and/or publish, not publish, modify and/or delete any posts, without notice;
Freddyjaco, in its sole discretion, can withdraw any person’s access to a forum or social media without notice;
you cannot offer for sale or advertise any products, services, charities or any other matters in posts on a forum or social media;
posts in a forum or social media may not be genuine or accurate; and
information about a post may be made available to other parties (including government regulators) at Freddyjaco’s discretion and that other party may act on the post.
You represent and warrant to us that you:
are responsible for any post which you make on a forum or social media;
will not engage in misleading conduct (whether by statement or omission) on a forum or social media;
you will not make a post on a forum or social media which breaches any law, these terms or constitutes defamation;
will disclose if you have any interest, direct or indirect, in any financial product referred to in a post and must not make any posts that rely on inside information; and
will not insert hyperlinks to financial product advice provided by licensees or authorised representatives other than Freddyjaco.
General
Freddyjaco reserves the right to replace or update these terms and conditions at any time. We will provide notice of these changes by publishing our new terms and conditions on the Freddyjaco website and any replacement or update will be effective immediately. You should ensure that you regularly review our terms and conditions to take note of any changes.
If there is any inconsistency between the Terms & Conditions and any other Freddyjaco documents, the current version of the Terms & Conditions prevails to the extent of the inconsistency unless it is specifically provided in writing and agreed by Freddyjaco that other terms should override the current Terms & Conditions.
All terms giving rights to Freddyjaco survive the Terms & Conditions.
Freddyjaco may cancel without notice the membership of any subscriber or member who breaches our copyright terms and conditions. Freddyjaco’s rights are not affected by termination of the Services or membership.
The Terms & Conditions, your use of the Services, social media, website or forums and any dispute arising out of these is governed by and construed in accordance with all applicable laws in force in the State of Queenslad, Australia from time to time and the parties submit to the non- exclusive jurisdiction of the courts of the State of Queensland.